Your FICO credit score is only a 3 digit number but it can have a huge impact on life if you do not pay attention to it. Your FICO score can change several times a month as new information about your credit card, auto loan, and home loan payments gets added to your 3 credit reports – Experian, Equifax, Transunion.
Having a FICO score of 750 instead of 650 can save you over $40,000 in interest on a home loan over 30 years. Can you see how important it is to pay attention to your score?
So the question you are asking now is where can I get my FICO credit score for free? The one place you can go to is MyFICO.com the creator of the FICO score.
For a limited time you can access your FICO score absolutely free on MyFICO.com. Of course you will have to enter your credit card information, provide your Social Security number and answer some questions from your credit report before you get access but it is free.
You will be signing up for a 10 day trial of Score Watch, a $14.95 a month credit score monitoring membership that you can cancel within the 10 day period and not be billed again. You can login into your MyFICO.com account and quickly cancel the trial period. But you still get your FICO credit score for free.
Then you can know how banks, auto and home lenders, and credit card companies will determine your personal lines of credit, mortgage rates, car and credit card rates. The better your FICO score the lower your interest rates. The lower your FICO scores the higher your interest rates.
You can check your FICO score for free and see how much work you need to do to increase your score until you need to apply for a loan, credit card, or even a job or insurance.
Now you know the answer to the question, “where can I get my FICO credit score for free?“